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Northwest Voices

Seattle Times letters to the editor

June 3, 2013 at 6:04 AM

Student debt in college

It’s not that simple

From a university student’s view, we don’t actually get to always pick our loans or the loan options that we are given [“The cost of a college education,” Northwest Voices, May 20].

The Free Application for Federal Student Aid (FAFSA) determines the need that we have for financial aid and that is reported to the universities that we attend (or choose to have it sent to) and from there, the universities decide what loans we receive and how much they will be worth. We do not always get the loans, for some are the Parent PLUS Loan, which requires our parents to jeopardize their credit and put it to the test to try to help us get the loans that we need to pay for our education.

Please, tell me again how we somehow choose the worst options for loans. Also, in regard to the section of your letter in which you state that we are surprised that we can’t pay off our loans with entry-level position salaries, we don’t intend to get those positions. That is the point of our degree — to make it so we don’t have to start at an entry-level position and a salary that can’t help us get ahead on our loans.

Dana Henry, Bellingham

Comments | Topics: college, cost, debt

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