Provides treatment for those with pre-existing conditions
Andrew Reding might be among the small minority who have to pay higher health insurance premiums under the Affordable Care Act [“I can’t keep my health plan,” Opinion, Dec. 6].
However, he fails to recognize he is actually getting more. Not only can he no longer be denied coverage for a pre-existing condition, it cannot be rescinded if he utilizes it. Should he suffer from a catastrophic illness or injury, there is no longer a limit on what his insurance will pay. Of bankruptcies filed in 2007, over 60 percent were due to medical expenses — 75 percent of those individuals had health insurance.
This doesn’t happen in other developed nations. They provide universal health care at a lower per-capita cost than the U.S. system, and have better outcomes. They don’t utilize for-profit insurance companies, and because all are covered, treatment is sought at earlier stages.
The most cost-effective way to provide universal health care is a single-payer system, i.e., Medicare for all. It is simply inexcusable for citizens of the richest country in the world to go bankrupt or die because they can’t afford health care. While the ACA doesn’t go far enough, it is a step in the right direction.
— Sallee Carlson, Redmond