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Northwest Voices

Seattle Times letters to the editor

Topic: Retirement

You are viewing the most recent posts on this topic.

July 31, 2014 at 8:11 AM

Social Security: Take as much as you can early on


Corrected version

Writers like John F. Wasik get it all wrong because they never take into account the total amount accrued from Social Security [“Social Security at 62? Let’s run the numbers,” Business/Technology, July 26].  For practical people like me, how much I get out of the system and the certainty of getting it is more important than a temporary comparison at a future point of time.

Let’s look at Wasik’s numbers. He says that if you take Social Security at 62, you may only get $1,000 a month, while at 70, that would be $1,320, a one-third increase in value.

But if you take Social Security at 62, over the next eight years, you would have


Comments | More in Social Security | Topics: IRA, Medicare, Retirement

May 27, 2014 at 7:04 AM

$15 Minimum wage could supplement seniors’ incomes before retirement

The proposed $15 minimum wage might make Seattle the retirement capital of the country [“$15 minimum wage would support a student; encourage the economy instead,” Northwest Voices, May 21]. Though most of the minimum-wage debate is focused on the effect the wage increase could have on the demand for minimum-wage workers, one must also consider the…


Comments | More in minimum wage | Topics: $15 minimum wage, part-time jobs, Retirement

April 17, 2014 at 6:31 AM

King County Prop. 1: While buses are valued, we can’t afford more taxes and fees

Lurking within the current debate about Proposition 1 for Metro and roads funding is a significant irony [“King County Metro Transit still has work to do; vote no on Prop. 1,” Opinion, April 7]. Backers of Proposition 1 are right that seniors rely on the bus for most transportation around Seattle. While we, my…


Comments | More in Metro | Topics: metro, Michael W. Shurgot, Proposition 1

September 16, 2013 at 6:58 AM

Using a Roth IRA as a backup-emergency fund

Unwise Use a Roth IRA as both an emergency fund and retirement savings? [“Roth IRA can be a backup emergency fund,” Business, Sept. 8.] That is unwise. Folks who take that advice are likely to liquidate investments when the market is down to fix the car. That will lead to disappointment. Disappointment will lead to an abandoned…


Comments | More in Business | Topics: emergency, funds, IRA

September 6, 2013 at 6:54 AM

Grandparents Day

Long-term care This Grandparents Day (Sunday), it is important that we take a minute to celebrate our aging loved ones and reflect on all the ways we can promote caring across generations. All around the country, including right here in Seattle, groups are organizing storytelling activities and service projects that honor intergenerational relationships, highlight aging with dignity…


Comments | More in Economy, Health care | Topics: aging, baby boomers, generations

March 11, 2013 at 3:30 PM

Public pensions should be replaced with contribution plan

Defined-benefit retirement plans are sustainable The Seattle Times editorial “Replace public pensions with contribution plan” [Opinion, Feb. 28] is wrong. Defined-benefit retirement plans are sustainable. In fact, a well-designed and properly managed defined-benefit plan is a very effective, cost-efficient benefit with less cost to the taxpayer. In Washington, employees pay 50 percent of the cost,…


Comments | More in Economy | Topics: Pensions, public employees, Retirement

March 6, 2013 at 7:00 AM

Contribution plans to replace public-employee pensions

Plan would aid economy, threaten power structure Your proposal to shift public-employee pensions out of defined benefit plans and into private 401(k)-like plans makes too much economic sense to ever be adopted [“Replace public pensions with contribution plan,” Opinion, Feb. 28]. As things now stand, the private economy through tax revenue must ultimately support government pensions…


Comments | More in Economy | Topics: Pensions, public employees, Retirement

February 27, 2013 at 7:00 AM

Lawmakers’ pensions criticized

State figures are also a concern Before The Times publishes articles critical of Norm Dicks’ pension as a retiring U.S. congressman, it should look right here in our own state of Washington [“Congress retirees’ pensions too high?” page one, Feb. 22]. I think you will find many public employees in this state who receive similar…


Comments | More in Congress, Washington Legislature | Topics: Norm Dicks, Pensions, Retirement

February 26, 2013 at 7:00 AM

Future U.S. retirees less financially secure than generation before them

Financial security is being challenged for current retirees It’s been a week since Michael A. Fletcher’s article appeared on the front page of The Times, and it still resonates — unpleasantly so — with many, like my wife and me [“Financial outlook grim for future retirees in U.S.,” Feb. 18]. The reality is that the…


Comments | More in Economy | Topics: Retirement, Social Security

February 22, 2013 at 4:00 PM

The financial future of U.S. retirees

Live more sustainably The page-one headline Feb. 18 was “Financial outlook grim for future retirees in U.S.” and the article talked about being “worse off” that our parents and about declining living standards. We know that our consumption is way beyond anything sustainable. It has been said that the first 50 years we accumulate and the…


Comments | More in Health care | Topics: Retirement